FarmAgri-Business Insurance

Protect You Hard Work

Because of our location in or near Florida’s prosperous agricultural areas, Marcum & Associates agents are uniquely prepared to work with rural customers and help them obtain coverage that is designed to suit their specialized business insurance needs.

Many of the same types of property protection coverage that are available to other businesses are also available to protect your farm or ranch against the unexpected. Since your agribusiness involves so many potential risks, having adequate insurance coverage is a must! Marcum’s Agri Business experts will help you find a property and liability package that encompasses your needs.

 

Farm and Ranch Insurance

Farm and Ranch Insurance coverages can be tailored to meet your agribusiness’s property and liability risks. No matter how large or small your farm or ranch is, whether it is a large scale operation or a retirement hobby, Marcum Insurance can help you protect your dwelling and household personal property, your farm personal property and equipment and even your barns, stables, silos and other structures. We also can provide optional coverage for a variety of risks.

In addition, we can include limited “comfort coverage” at no extra cost for liability involving borrowed farm machinery, livestock, private power and light poles and TV antennas, towers and satellite dishes.

We offer quality liability insurance providers who will cover you against injury and property damage, medical payments and farm pollution. We also can offer limited farm pollution liability coverage. And we can offer a variety of optional liability coverage related to animal care, custody and control, equine activities, recreational vehicles and employers’ liability.

Horse Insurance

Your Marcum agent can help you find a provider to cover your horses, whether you have a large horse farm or simply own a few horses. Liability coverage can include equine liability insurance, personal liability insurance and horse farm operations liability insurance. Property coverage is similar to that explained in our Farm and Ranch Insurance section, with the addition of horse-related property insurance on the horses themselves and equine and tacking equipment.

A variety of horse-related coverage can also be provided if you feel that you need it. For example, you can obtain expanded property insurance related to your horses. This can include coverage of tack and equine equipment of others located on the insured location and even an endorsement for legal liability related to death, injury or theft of non-owned horses in your care.

Other Agri-Specific Coverages

There is such a variety of available coverage for your agri-business that it’s impossible to list them all. Here are a few examples of insurance you might want to consider.

  • Expanded replacement cost for dwellings and farm buildings
  • Backup of sewers, sump pumps and drains
  • Reproductive materials coverage
  • Spoilage coverage
  • Suffocation of poultry and livestock
  • Dairy cattle and milk production
  • Farm earnings and extra expense
  • Expanded property coverage endorsement
  • Equine expanded coverage
  • Recreational vehicles on your property